I fully appreciate that, and it’s the same in Canada for many people. I’ve witnessed it personally. I’m very fortunate to be in a position to handle that sort of thing.

The hospital just wrote it off instead, so the cost was passed to the Canadian taxpayer. Lucky for me, but frustrating all the same. I would have rather the insurance pay like the were supposed to.

Hell, I’m from Canada where we have (mostly) socialized medicine, and the one time I made a claim on private insurance it was denied. That was after I had called them to confirm that yes, my policy (should have) covered that expense.

And it was only a few hundred bucks too, so my frustration was more about the principle of the thing rather than the cost.