I know you’re being a little facetious but you raise a good point. As you start talking about a net worth more like 5-10 million, there’s a lot more people in that class. I think then it’s more about things like, do you have one fairly nice house, or one nice house and a half dozen shitholes you rent out, or a couple nice houses that you move between? Are you a business owner who pays well in a field that is profitable or are you the proud owner of a handful of subway or McDonald’s locations?
The infinitive is the form of a verb that in English is said “to [x]”
For example, “to run” is the infinitive form of “run.”
OP probably meant “infinitely” worse.