For anyone finding this later. Unfortunately I’ve had to come off Actual :-(

While the gocardless syncing works really well, Actuals code for merging transactions is just too flaky for the banks I use. I end up having multiple similar transactions, done on the same day for the same amount, collapse into one and while you’re meant to be able to just set a starting date and an account value, Actual kept on syncing transactions from before the starting date.

I appreciate it’s open source and given I’ve paid nothing I should expect nothing. All good. But there wasn’t any engagement in the discord support section nor any response to bugs filed. It’s clearly under active development but the QA side doesn’t get enough attention that I could get it to work for me.

While I understand they don’t want to accept bugs without repro steps, there’s not enough scaffolding for capturing data and submitting issues inside the app.

I know I could get on that and fix it. I’m not complaining. I’m glad Actual works for many. But the transaction syncing totally did not work for the banks I used and so I’ve had to stop using it.

Been on PhotoPrism+ for a few years (90000 photos, 9000 videos). I use PhotoSync and it’s rock solid (although I go through an FTPS server for sync) - I’ve never ever had an issue with it. Yes, it’s third party, but for me it has just WORKED. Can also highly recommend PhotoPrism although I don’t edit many tags.

Looks great. Will definitely try out.

Day to day I just use LunaSea. Added convenience of being able to add a film from a phone.

Would HAVE. Could HAVE.

The original author tried to turn it into a business. Turns out that was next to impossible up against YNAB. Gave it to the community who’s keeping it current.

I’ve literally just switched to Actual (3 days in) after living out of a homemade Excel YNAB clone for years and years. Overall it’s great and the bank syncing really works (except with a weird issue around starting date and starting balance).

I love that it’s open source, E2E encrypted, self-hostable and the data lives in a SQLite database.

If I haven’t found any major snags, I’ll of course become a supporter in a couple of weeks.

Yes, it works a treat in the EU (due to PSD2, which mandates open banking) and U.K. (which is copy/pasting PSD2 to ensure their banks aren’t left behind).

I’m syncing with Handelsbanken UK, American Express, Lloyds, Monzo and Starling, all in the UK. Works a treat except most of the banks actually rate limit you to a couple of syncs per day.